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Skwad
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Introduction
Skwad is a privacy-first budgeting app that syncs transactions via bank email alerts without sharing your bank login.
Listed on
July 23, 2026
What is Skwad?
Skwad is a privacy-first budgeting app that helps you understand your spending without linking your bank. It syncs transactions using your bank's built-in email alerts, so you never have to share your banking credentials with third-party apps. Skwad offers envelope budgeting, subscription tracking, receipt scanning, and multi-currency support, with optional bank linking via Plaid for convenience.
How to use Skwad?
- Start a free 15-day trial, then choose between DIY (email scans) or LINK (bank linking). For email scans, sign up, get your unique Skwad scan email address, set up forwarding rules from your primary email to Skwad, and enable transaction alerts at your bank. For bank linking, connect via Plaid to instantly backfill history. You can also upload CSV/OFX/QIF files for old transactions.
Core features of Skwad
- Envelope budgeting with rollovers
- Automatic transaction sync via bank email alerts
- Subscription detection and cancellation alerts
- Receipt scanner with line-item categorization
- Bank statement PDF to Excel conversion
- Multi-currency support
- Companion seat for couples (shared accounts)
- Custom reports and Google Sheets sync
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